(800) 831-5959
Weekend Emergency Claims: (608) 575-6242
Weekend Emergency Claims: (608) 575-6242
Your vehicle is more than transportation—it’s part of your daily life and your freedom to move. Wisconsin Mutual Personal Auto Insurance delivers dependable protection tailored to your lifestyle, so you can drive with confidence.
We offer a range of essential coverages, optional enhancements, and valuable discounts designed to fit your needs and budget. Whether you’re commuting, road-tripping, or simply running errands, we make it easy to protect what matters most—your peace of mind on every mile.
Covers damage to your vehicle from events other than a collision—like theft, vandalism, fire, hail, or hitting an animal. It’s peace of mind for the unexpected things that happen off the road.
Pays to repair or replace your car if it’s damaged in an accident with another vehicle or object. This coverage is especially important for newer or financed vehicles.
If you cause an accident, liability coverage helps pay for injuries to others and damage to their property. It also covers legal defense costs if you’re sued. This is the core protection required by law in most states.
Medical Payments (or PIP in some states) helps cover medical expenses for you and your passengers after an accident—regardless of who’s at fault. It can include hospital bills, ambulance fees, and sometimes lost wages.
Not every driver carries enough insurance. This coverage protects you if you’re hit by someone with little or no liability coverage. It can help pay for injuries, lost income, and related costs.
If your pet is injured in a covered accident, this helps with veterinary expenses. Because family includes the four-legged members too.
If your car is totaled, its actual cash value might be less than what you owe on your loan or lease. Gap coverage helps pay that difference, so you’re not left with a big balance after a loss.
For newer vehicles, this coverage can help replace your car without factoring in depreciation if it’s totaled. It’s designed to keep you whole when the unexpected happens early in ownership.
Covers the cost to repair or replace damaged safety glass—like windshields—without a deductible. A simple way to avoid out-of-pocket surprises for common glass repairs.
For farm operations, this endorsement adds coverage for straight trucks and trailers when your farm policy is written with Wisconsin Mutual. It’s tailored protection for your work vehicles.
Save when you insure more than one vehicle with Wisconsin Mutual. It’s an easy way to keep all your cars covered—and your costs lower.
Bundle your auto and home policies with Wisconsin Mutual and enjoy extra savings. One company, one bill, more value for you.
Safe driving pays off. If you’ve been accident-free for several years, you can earn a discount that grows over time—rewarding your clean record.
Teachers and education professionals deserve recognition. Wisconsin Mutual offers special savings for those who help shape our communities.
Healthcare professionals keep us healthy—we help keep their coverage affordable. Enjoy exclusive savings as a medical professional.
Pay your premium in full and save instantly. A simple way to reduce your cost without changing your coverage.
We value long-term relationships. The longer you stay with Wisconsin Mutual, the more you can save on your auto coverage.
Young drivers with a clean record can qualify for significant savings. Safe habits behind the wheel make a big difference.
If your student is away at school without a car, you may qualify for a discount. It’s smart savings for families during college years.
Own a classic car? If it’s used only for exhibitions, parades, or limited personal driving, you can enjoy a substantial discount.
8201 Excelsior Dr
Madison, WI 53717
Home Office:
(800) 831-5959
Weekend Emergency Claims:
(608) 575-6242
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